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Atrium Ranches have steadily gained in popularity as home buyers appreciate the convenience of a ranch style style home in terms of one level living, but then with the addition of the lower level space which, due to the atrium, it typically lighter and brother than the typical finished lower level. The lower level living space comes at a cost lower than that of the first floor so it atrium ranches are also a cost effective choice.
Condominiums, while having a slow start in St Louis, have gained in popularity over the last few years. This is due, in part, aging baby boomers that are becoming "empty nesters" and looking to down size as well as find housing that requires less maintenance and upkeep on their part. The younger population is embracing condominium ownership as well perhaps because of the more "carefree" lifestyle it offers.
Buying a condominium is however quite different than buying a home and prudent due diligence is required to look into the financial strength of the condominium association to assess the possibility of being hit with a special assessment after buying as well as confirm that financing is readily available for the building or development. Many condo's today have limited, sometimes almost no, financing resources available due to either too many investor-owned units or a financially weak, or under-insured, condominium association. Our brokers and agents have decades of experience in this area and are ready to help you, please Contact Us, and we'll be happy to help.
Building lots come in a variety of shapes and sizes and the cost to build on a lot can vary widely depending upon many factors including topography, availability of utilities, soil conditions as well as local codes and regulations.
Buying a building lot is something that should not be done without first performing prudent due diligence to ascertain the buildability of the lot as well as assess what the cost will be to develop the lot. Our brokers and agents are experienced in this area, in fact, one of our brokers has developed over $50 million of new homes and condominiums in St Louis so we have the knowledge and experience to represent you and make sure your lot buying experience is a good one. To find out more about how we can help you please Contact Us.
Townhouses, like condominiums, had a slow start in St Louis, however have gained in popularity over the past few years. Townhouse buyers are often prior home owners that are looking for a different type of lifestyle but are not quite ready for a condo as they still desire the look and feel of a house. Many townhouses are either condominiums ore in subdivisions where at least some exterior maintenance is included in the association fees.
Buying a townhouse is quite different than buying a home. If the townhouse part of a condominium association, the financial strength of the condominium association should be reviewed to assess the possibility of being hit with a special assessment after buying. If the townhouse ownership is fee-simple, like a detached home, the financial strength of the subdivision association should be reviewed as well as the existence of, and sufficiency of, a shared wall agreement as well as easements and other agreements that may be needed to assure proper access for maintenance and improvements in the future.
Our brokers and agents have the experience with townhouse sales necessary to be able to properly guide you through the process and assure that your townhouse purchase will be a great experience. Please Contact Us, and we'll be happy to help.
St Louis Lenders provide a variety of loans and financing including home mortgages, auto loans, personal loans, commerical and business loans as well as a variety of other loan products. Many lenders specialize in a particular facet of the loan business so it is best to check around, seek referrals, and find the lender that best suits your needs.
St Louis Lenders that provide home loans may provide conventional mortgages including Fannie Mae loans, FHA loans, VA Loans or even reverse mortgages and second deeds of trust.
St Louis Mortgage Companies provide a variety of home loans to finance the purchase of home or to refinance an existing home mortgage. While not all St Louis mortgage companies lend on all types of real estate and purchases, the majority make loans on single family homes, town homes, villas, condominiums and small multi-family properties. Some mortgage companies also make loans for new construction, rehab, lots and land.
Over the past few years, reverse mortgages have become very popular among seniors as a way to pull equity from their home without selling their home. Many lenders make reverse mortgages and some actually specialize in them. Other mortgages that some lenders will make would include 2nd loans, or second deeds of trust, home equity loans and remodeling loans.
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Total Builder Home Listings: 1,042
Median Home Price: $347,400 Median Days on Market: 128 Highest Home Price: $3,999,999 Lowest Home Price: $18,000
Total Foreclosure Listings: 7
Median Home Price: $94,900 Median Days on Market: 24 Highest Home Price: $358,800 LoSouth Home Price: $39,900
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Total Foreclosure Listings: 219
Median Home Price: $75,000 Median Days on Market: 30 Highest Home Price: $439,900 Lowest Home Price: $1
Total Builder Home Listings: 0
Median Home Price: $0 Median Days on Market: 0 Highest Home Price: $0 Lowest Home Price: $0